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Joanna Lucero

Mortgage Loan Originator
NMLS#: 2073629

Phone: (505) 336-2980
Joanna.Lucero@citywidehm.com

Hello, welcome to my page.

Hello, my name is Joanna Lucero. I am a proud mother of three beautiful girls and the happy owner of a Doberman. My adventurous life style has taken me through a good portion of the US, experiences that drive my unequivocal support of diversity and equality. I am bilingual, (fluent in both English and Spanish).

My love for real estate and finance began early on, sparked by my curiosity about the world of homeownership after seeing my mother purchase her first home. My philosophy as a Loan Officer centers around education and empowerment. I believe that every client deserves to fully understand the financial aspects of homeownership, from mortgage options to closing costs. By providing clear, accessible information in both English and Spanish, I strive to demystify the process and instill confidence in my clients as they embark on their real estate journey.

As a passionate Loan Officer, I find fulfillment in guiding clients through the intricacies of real estate, empowering them with knowledge to make informed decisions

When I’m not crunching numbers or assisting clients, you can often find me spending quality time with my family. I have become very passionate about fitness and have pushed myself with weightlifting. I look forward to helping you achieve your dreams of becoming a homeowner.

Our Loan Process...

PRE-APPROVAL

A loan pre-approval sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

All-in-One Solution

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